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Mortgage lenders are paring staff

2013-09-23 10:08:53 by Sock_puppet_parade

As higher interest rates discourage refinancing and cast doubt on how long the housing market rebound will last. Wells Fargo & Co., the biggest U.S. home lender, plans more than 2,300 job cuts, and JPMorgan Chase & Co. may dismiss 15,000.
For the 16th of the last 18 weeks, mortgage refinance activity plunged (dropping 20% this week alone). Since early May, when the dreaded word "Taper" was first uttered, refis have collapsed over 70%. With mortgage servicers and providers large and small laying people off, it seems hard for even the most egregiously biased bull to still suggest that

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Cash Out Refinances Requirements Which Are Usually Designed By Mortgage ..  — Dallas Morning News
home Mortgage cash out refinancing is a transaction wherein the new mortgage amount is greater than the amount of existing mortgage.

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Related posts:

  • Avatar J. When refinancing a home mortgage, is it usually best to go through a lender's national center or locally?
    Oct 21, 2011 by J. | Posted in Renting & Real Estate

    I am interested in refinancing my home mortgage. My mortgage lender has a number of local mortgage offices as well as a national call center through which I could proceed with the refinancing. Is it likely that there would be a significant difference in fees, rates, etc., when using their national call center versus their local offices? Would it be wise for me to get a good faith estimate from both and then make a decision?

    • I would simply call the national number. If they have a program for some sort of streamline refinance that would be the best way to go. (also the first time I did this I got a person that was no help and said I could not refinance- I hung up and called back five hours later and got a different person and got the loan).