Current Rates for Home loans

Window † The interest rate

Your down payment is less than 3%, making it difficult to get a loan and a good rate. You could see more loan options if you can put 5-10% down and better rates if you can afford a 20% down payment. For help in increasing your down payment, you can visit the Down Payment Resource Center.

  • Down Payment

You could see more loan options if you put 10% or more down and lower rates if you can afford at 20% down payment. For help in increasing your down payment, you can visit the Down Payment Resource Center.

  • Loan-to-value

The loan amount requested is almost the full value of the property, which makes it difficult to get a loan. There may be more loan options if you can decrease the size of your loan amount so your loan-to-value ratio is 90-95%.

  • Loan Amount

Loan amounts less than $50, 000 typically receive fewer quotes.

Your loan amount is slightly higher than the conforming loan limit of $417, 000. If you can afford a bigger down payment and decrease your loan amount to $417, 000, you could get a substantially better rate.

  • Credit Score

Your credit score is on the low side and may be hampering you from getting more quotes or better rates. Find out how you can improve your credit score.

  • Debt-to-income

Your debt-to-income ratio (DTI) is high so it may be more difficult to finance a loan. An ideal DTI is 36% or lower. Learn more.


BiblioGov Economic Development: Equitable Interest Rates Are Needed for Farmers Home Administration Loans: Rced-83-157
Book (BiblioGov)

An equity loan on a home

2005-06-28 15:10:37 by ------

Can be used for anything. To pay off credit cards, etc., anything.
But you're not married to her yet. So your 2 properties are not 100% co-owned as will happen when you sign the marriage papers. Think of this as a sign of future financial problems to come. Her credit rating is supposed to be hers, not yours.
Why did she get rid of the other car when it was still new enough to have $3k still owed on it?? Does she get tired of new things fast?

You might also like:

A Current Affair Home Loan Savings …
A Current Affair Home Loan Savings …
California current interest rates home …
California current interest rates home …

Home > Blog > Current Mortgage Rates For Tuesday December 10 2013  — Mortgage Rates & Trends
To recap: currently the Fed is buying $85 billion in MBS and Treasuries per month in an effort to drive down long term interest rates and encourage lending, in an effort to stimulate the economy.

Current mortgage rates at Bank of America (Thursday November 28, 2013)  — USFinancePost
Current mortgage rates at Bank of America The customers looking for new home purchase or refinancing deals at Bank of America (NYSE: BAC) BAC +0.03% might have to face some ups and downs today, when it comes to the underlying rates of interest.

Related posts:

  • Avatar JohnPau2010 Do we get a good deal if we apply for a home loan in a bank where I have account ?
    Apr 03, 2009 by JohnPau2010 | Posted in Renting & Real Estate

    I am have been maintaining a bank account in Citibank from past 8 years with good record. My fico is also excellent. 1) If I apply for home loan in the same Citibank, will I be getting any good deal and interest rate ? 2)Or can I get good deal from somewhere else also ? 3) Is it good to deal with a mortgage broker ?

    • Some banks offer point discounts to existing customers in good standing. That doesn t mean that they will give you the best rate. You only need a broker if you don t feel like shopping for a mortgage yourself. I would get at least three quotes. Shop them close togetherrates are very low right nowand it won t affect your credit score. Call your local banks or credit unions and consider larger national chains as well. I don t know where you live, but we bought a new house and got a discount for going with their lender and they paid our closing costs. It wouldn t hurt to check new construction bc …