Home Improvement loans interest rates

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Shower your home with a home improvement loan from Prosper

Whether you want to remodel your kitchen, replace your roof, add another room, or just refurnish your home, Prosper home improvement loans can help. We make financing any project easy!

Instead of starting the long search for a new home, think about remodeling and building upon your existing equity with unsecured home improvement loans through Prosper.

It's easy! Join as a Prosper borrower and we'll walk you through the entire process of getting a home improvement loan. There's no collateral required, and your rate will never change.

Home improvement possibilities

Use your Prosper home improvement loan for:

  • Remodeling your kitchen or bathroom
  • Adding new furniture or appliances
  • A new outdoor deck or garden
  • Repairs

When home equity loans aren't right for the job

Traditionally, funding for home improvement projects has been through credit cards and home equity loans—but they're not perfect for every situation.

A home equity loan can be tacked onto your existing mortgage or added as new debt. Often, it can require mortgage-sized fees and inspections. For small home improvement loans, this is often neither cost effective nor time efficient. Furthermore, many homeowners who would have been eligible for a home equity loan to finance larger projects a few years ago no longer are: property values have plummeted, and banks have tightened their home improvement loan restrictions.

Credit cards have gotten a bad rap lately — and in some cases for good reason. The temptation to run up credit card debt can get you in big trouble. Planning your entire home improvement project in advance and getting a home improvement loan helps prevent impulse overspending. With Prosper home improvement loans, your interest rate is set and never increases during the life of your loan—you know it will be paid off completely by the end of the term. A credit card can take years (even decades) to pay off, particularly if you stick to the minimum payment.

It's easy to start: just apply online


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B.s.

2002-08-02 13:38:45 by DoBetterIsAFake

'DoBetter' ignores many negative fundamentals, including the enormous debt burden which will eventually sink this economy.
U.S. DEBT ROLL-OVER GROWING AT ACCELERATING RATES. The increasing amount of U.S. debt, and thus of debt that requires roll-over, is creating the eruption of a hyperinflation of the type that ravaged Weimar Germany, from March through November, 1923.
U.S. debt has grown, as businesses borrow for leveraged buy-outs, or just to survive; and households borrow through credit cards or for home mortgages. One can see the tendency in the increase in indebtedness of the major categories of U


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Menlo Park city manager gets home loans bonus for job performance  — San Jose Mercury News
In the wake of a job performance review, the Menlo Park City Council rewarded City Manager Alex McIntyre by giving him a $360,000 home improvement loan and reducing the interest rate on a $1.1 million house loan he got when hired early last year.

State Bank of India : SBI, HDFC Reduce Interest Rates On Home Loans  — 4-traders
Vaibhav Agrawal, analyst with Mumbai-based Angel Broking Ltd. said the Reserve Bank of India's decision to pause and an improvement in liquidity with banks has helped lenders to reduce interest rate for individual customers and improve loan growth.

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Related posts:

  • Avatar Lola Should I get home improvement loan or refinance with cash out?
    May 29, 2009 by Lola | Posted in Renting & Real Estate

    I want to refinance my home to take advantage of lower interests rates. I also want to renovate my house since it has severe structural problems. Should I refinance and get cash out to use for home improvement or should I refinance without cash out and get a separate home improvement loan? What is the difference between the two scenarios?

    • If your 1st is strictly purchase money, you never got additional cash, you should probably keep that one separate because straight refis have better rates than cash out or cash out refis. If your home has severe structural problems, though, you may be in trouble. The appraisal has to say the property is in at least average condition. Structural problems may have to be remedied prior to refiance. It really depends on the lender and how serious the issues are. If you ve already done a cash out refi, you may find that the rate for the whole amount is ok. Not all lenders do a "home improvement" …