VA Home loan rates today

Mortgage Rates Today: FHA

Your down payment is less than 3%, making it difficult to get a loan and a good rate. You could see more loan options if you can put 5-10% down and better rates if you can afford a 20% down payment. For help in increasing your down payment, you can visit the Down Payment Resource Center.

  • Down Payment

You could see more loan options if you put 10% or more down and lower rates if you can afford at 20% down payment. For help in increasing your down payment, you can visit the Down Payment Resource Center.

  • Loan-to-value

The loan amount requested is almost the full value of the property, which makes it difficult to get a loan. There may be more loan options if you can decrease the size of your loan amount so your loan-to-value ratio is 90-95%.

  • Loan Amount

Loan amounts less than $50, 000 typically receive fewer quotes.

Your loan amount is slightly higher than the conforming loan limit of $417, 000. If you can afford a bigger down payment and decrease your loan amount to $417, 000, you could get a substantially better rate.

  • Credit Score

Your credit score is on the low side and may be hampering you from getting more quotes or better rates. Find out how you can improve your credit score.

  • Debt-to-income

Your debt-to-income ratio (DTI) is high so it may be more difficult to finance a loan. An ideal DTI is 36% or lower. Learn more.


U.S. home prices drop in October on year - over - year basis.(Briefing Book): An article from: Mortgage Banking
Book (Mortgage Bankers Association of America)

Wells Fargo expects to make fewer U.S. home loan

2013-09-09 11:19:37 by RealtorsLie

S this quarter
(Reuters) - Wells Fargo & Co, the largest U.S. mortgage lender, expects to make 30 percent fewer home loans this quarter due to rising interest rates, its financial chief said on Monday.
The fourth-largest U.S. bank estimates it will make $80 billion of home loans in the third quarter compared with the $112 billion it made in the second quarter, Chief Financial Officer Tim Sloan said at a conference hosted by Barclays Plc in New York.
That would mark the first quarter since mid-2011 that Wells Fargo did not make at least $100 billion in home loans

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Home Loans Today: KeyBank Mortgage Interest Rates for December 17  — Eastern Morning Herald
The mortgage interest rates supplied below assume that the borrower has strong credit standing and is willing to pay 1.00% of the total loan amount in origination fees. .. The lender offers plenty of options for those who are more interested in VA loans.

Today's mortgage rates at US Bank Corp (December 11, 2013)  — Morning News USA
Todays mortgage rates at US Bank Corp December 11 2013 Unlike other major mortgage lenders in the United States, US Bank Corp (NYSE: USB) again managed to keep its benchmark 30 year fixed mortgage interest rates stable on December 11, 2013.

IAS360 reports U.S. home prices jumped 1.6 percent in May.(Briefing Book)(Statistical data): An article from: Mortgage Banking
Book (Mortgage Bankers Association of America)
U.S. homeownership rate falls for eighth straight year.(NEWS ROOM): An article from: Mortgage Banking
Book (Mortgage Bankers Association of America)
CoreLogic reports U.S. home prices flat for 2010 vs. 2009.(Briefing Book)(Statistical data): An article from: Mortgage Banking
Book (Mortgage Bankers Association of America)
Clear Capital reports U.S. home prices down 7.9 percent on yearly basis.(Briefing Book): An article from: Mortgage Banking
Book (Mortgage Bankers Association of America)

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  • Avatar Bri up Where is the VA home loan interest rate at today?
    Jul 30, 2009 by Bri up | Posted in Renting & Real Estate

    Where is the VA Home loan interest rate at today and where can I check it daily? I tried bankrate but all they have is conventional loans no va.

    • In the 1980 s the VA rate was set by law. That is no longer true. So each bank gets to charge whatever they want. Which is why there is no place to find the "VA rate" daily. Just go to each bank s website and the conventional rate will get you to within 1/4% of the VA rate at that bank. Today it is apx 5.5% for a fixed-rate 30 year loan.